★ ★ ★ ★
While I am pretty savvy when it comes to budgeting, I only know the basics. It is important to know all you can with finances, but I admit it has always overwhelmed me, so I was looking forward to reading this and gaining more insight and knowledge. Broke Millennial is a good read for cash-strapped 20 or 30-somethings, ready to stop living paycheck-to-paycheck and tackle those financial difficulties and situations. Broken down into 18 chapters and an epilogue, Lowry offers practical input on everything from budgeting to getting out of debt, to investments and retirement. You can either read from front-to-back, or skip ahead to sections that are best suited for your current situation. Each chapter ended in a brief, bullet-point breakdown to make sure you read everything that was covered.
As someone who has yet to graduate college, but is already thinking ahead, I found Lowry’s advice and guidance to be realistic and smart– without any condescending tones, it was like chatting with a friend who wanted to offer the best way to go about financial planning. I’ve already recommended this book to a few friends, and share bits of information whenever it happens to come up in a conversation. This was a lighthearted and at times funny, easy-to-maneuver financial self-help guide that removed the stress surrounded by finances– it is a great introduction with approachable steps at gaining control of your money.
Broke Millennial shows step-by-step how-to guide to go from flat-broke to financial badass. Unlike most personal finance books out there, it doesn’t just cover boring stuff like credit card debt, investing, and dealing with the dreaded “B” word (budgeting). Financial expert Erin Lowry goes beyond the basics to tackle tricky money matters and situations most of us face #IRL, including:
• Understanding your relationship with moolah: do you treat it like a Tinder date or marriage material?
• Managing student loans without having a full-on panic attack
• What to do when you’re out with your crew and can’t afford to split the bill evenly
• How to get “financially naked” with your partner and find out his or her “number” (debt number, of course)…and much more.
Packed with refreshingly simple advice and hilarious true stories, Broke Millennial is the essential roadmap every financially clueless millennial needs to become a money master. So what are you waiting for? Let’s #GYFLT!
Paperback, 288 pages
Published May 2nd 2017 by Tarcherperigee
I received a copy in exchange for an unbiased review from the publisher. All opinions are my own.